In These Uncertain Times...

Free Seminar Reveals The Ten

Deadly Financial Mistakes

Retirees Make and Easy Ways to

Avoid Them!!

 

The vast majority of all retirees today are making financial

mistakes that will literally cost them and their estates

thousands of dollars.

 

The sad part is that these mistakes can most always be

easily avoided with simple, straightforward, yet little

known steps.

 

Here are the ten deadly mistakes in no particular order:

 

Mistake Number One

Ignoring the potential risk of Extended Health Care Cost.

     What will protect your family and your assets if you need extended health care because of a disability, accident or chronic illness?

    Learn in this seminar what the glue is to hold you financial plan together.  Why Long Term Care Insurance should be called WEALTH Insurance.

 

 

 

Mistake Number Two

Paying too much tax on investment income.

 

This meeting reveals one easy way to reduce taxes on

investment income by up to 85%!

 

Many folks supplement their fixed income from Social

Security and pensions with income from their investments.

Yet almost all these people are making a mistake that is

reducing the amount of this income that they can spend by

needlessly paying the government more than they need to in

taxes.

 

There is one, simple way to reduce the taxes due on your

investment income.  I'll show you how at this meeting.

 

Mistake Number Three

Paying unnecessary taxes on Social Security benefits.

 

If you think like me, the very fact that the government

taxes Social Security income makes your blood boil.

 

After working for years and years under the Social Security

system and paying into it out of your paycheck after taxes

were paid, Congress decided a while back that Social

Security benefits should now be taxed, if in their opinion

you make too much during retirement.

 

Even though you paid into a system that up and changed the

rules several years ago to get more of these Social Security

benefits back to Washington.  In fact, back in 1993, they

passed a tax package that made up to 85% of your Social

Security benefits taxable.

 

Why did they do this?

 

Simple.  After years and years of mismanagement,

the Social Security system has been, and

still is, in some trouble.  Taxing more of your benefits is

one of the ways the politicians are trying to fix it.

 

At this free meeting, you will learn one clear strategy that

you could implement to reduce taxes on your Social Security

benefits.  This strategy is hardly ever used, but could help

over half of the people currently paying tax on their Social

Security benefits.

 

 

 

 

Mistake Number Four

Allowing court costs and attorney fees to reduce the amount

of your estate that your heirs actually receive.

 

I recently read a statistic that over 75% of all Americans

who die have done ZERO in planning their estates.  And a

much higher percentage of estates go through probate where

they're subjected to court costs and attorney fees.

 This really bothered me since I know how easy it is to avoid

probate.

 When you attend this meeting, you'll know –

how easy it really is to avoid probate.

 

 

Mistake Number Five

Not Planning to keep retirement in the family for decades, even

generations, and pay minimal or no taxes.

Turn your IRA into a family fortune by setting up a STRETCH IRA. 

Pick an advisor who is an IRA expert and create a lifetime supply of

tax-deferred, even tax-free wealth for you and your family.

 

 

 

 

 

 

Mistakes Six through Ten

When you attend this free meeting, you'll also learn:

· One strategy you can use to avoid capital gains taxes

· How easy it is to reduce or eliminate federal death taxes 

    in most cases

· One easy way to reduce taxes on accumulating investment

    income

· How to effortlessly use deferral to increase investment

    yields

· One new strategy that will provide tax free income to

    your heirs

 

How a simple 30-second phone call can change

your financial life forever for the better!

 

I'd like to invite you to pick up the phone and call 1-800-

467-0831 and register for the next free meeting to be held

on the date and at the location shown on the "Upcoming Seminars"

page of this website.

 

When you call, our receptionist will get your name and how

many seats you want to reserve.  That's it. 

 

Let me assure you that this meeting is unlike anything

you've ever seen before.  You will get no sales

presentation, period.  I promise.

 

I don't do business that way.  After over 15 years helping

people sort through their finances, I know people absolutely

hate sales pitches, so rest assured you won't be subjected

to one. 

 

That said, there's only three other reasons that people

don't attend: 

 

Reason Number One: The meeting is already booked to

capacity.  As you can imagine, this happens frequently.  If

it does, please accept my apologies.  We'll do our best to

squeeze you in if we can, or let you know of alternate dates

in your area, if any.  It's always best to place your

reservation right away.

 

Reason Number Two:  They think they're already being taken

care of by their attorney or accountant.

 

While many people think this, it's usually not the case.

The simple fact of the matter is that these topics are

highly specialized and you'll probably never hear of them

from your accountant or attorney.

 

Take your accountant for example, how many times have you

seen your accountant other than to do your taxes in the last

year?

 

If you're like most people, you probably haven't.

 

Truth is that most accountants and other professionals don't

do planning, and if you're waiting for them to give you this

information, you could be waiting a long time, maybe until

it snows in July.

 

Reason Number Three:  They think that these topics don't

apply to them for any number of reasons.  Maybe they think

their finances are too complicated or too simple to attend.

 

Maybe they think that their estate is too big or not big

enough to attend.

 

The reality is that the ideas I discuss at this meeting are

universal and can be applied to most situations. 

 

To make sure you're comfortable with what this is all about,

let me try to summarize this meeting here:

 

The meeting is without cost and will contain no sales

presentation.  To make reservations call 1-800-467-0831.

When the receptionist answers just say that you'd like to

make a reservation for the seminar outlined on the attached

page. 

 

Call right away and you'll also receive:

 

A complimentary dinner:  At the end of the meeting, all

ticket holders will be treated to a complimentary dinner

courtesy of Transition Planning Associates.

 

This meeting is guaranteed to give you a minimum of one

money saving strategy you've never heard before!!

 

Most people that attend get many, many more.

 

By now you're probably wondering, what's my vested interest?

 

Why would I go to all this trouble to invite you to a free

seminar unless I had something to gain from it? (You were

thinking this weren't you?)

 

The answer is simple.

 

Some of the people that attend this meeting will eventually

become clients of Transitional Planning Associates,

some of them won't.

 

 

 

 

Even the ones that don't will leave the meeting with

knowledge they didn't have before, and they'll have a good

taste in their mouth when it comes to Transition Planning

Associates.

 

Well that's it.

 

To reserve your space, call 1-800-467-0831 today.

 

See you there.

 

Kindest Regards,

 

 June

 

June Vaccaro

Senior Advisor

Transition Planning Associates

 

 

 

 

 

 

 

P.S.  Reminder, as long as there's seating available, call

1-800-467-0831 to reserve your place to learn the ten deadly

financial mistakes that retirees make and easy ways to avoid

them.  The seminar date and time is attached.

 

P.P.S.  This meeting is guaranteed to give you a minimum of

one money saving idea you can use right after the meeting to

your benefit all with no big sales pitch.